Myth: I will lose everything I have.

     Most people will emerge from the bankruptcy process and keep everything they have. The bankruptcy law provides exemptions which permit a debtor to retain there assets (up to a certain value) to view the list of federal and state exemptions please click on the Bankruptcy Exemptions button above. If you have a mortgage or an automobile loan, you can keep those as long as you keep making the payments. Prior to filing your Petition, we carefully review your asset list and apply the appropriate exemptions.